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Recent Newsletters


What Broke US Healthcare, Survey Results, PFL Expansion & AI Hallucinations | Mahoney Dec. 2025. 

Hospital Pricing Madness; New CA Laws; $27K for Family Healthcare & More | Mahoney Nobember Benefit News

Stupid Carrier Tricks, Gender Care Legalities, Cost Increases & Salaries by Age | Mahoney, Oct. 2025.

Poverty Rates, Grocery Costs, Benefit Increases & Direct Primary Care | Sept. Mahoney Benefit News

2026 Costs Up 8.5%, Paying for GLP-1s, FMLA Reminders, Diet Soda & Diabetes | Mahoney, Aug. 2025

One Big Beautiful Newsletter, HSA Changes, HIPAA Security Webinar, PBMs Behaving Badly & More | Mahoney, July 2025

Mahoney Benefit Solutions, June 2025 | Whistleblowing, Radicalization, $35K for Family Healthcare & More

Mahoney Benefit Solutions, May 2025 | Midyear Changes, Secret Divorces, The Medicare Cost Shift & Hospitals Harvesting Whales

Mahoney Benefit Solutions, April 2025 | HSA Nuances, FMLA Updates & 56,000% Markups

Mahoney Benefit Solutions, March 2025 | Benchmarking, Voluntary Benefit Scams, Webinar & More

State by State PFL Laws, The Puzzle of Motivation & More | Mahoney Feb. 2025

New Leave Laws, Telehealth Changes, ACA Reporting Updates & Client Case Study, Jan. 2025

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Benefit Revolution

Benefit Revolution
By Craig Gottwals, Esq.

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This is my personal benefits & healthcare blog. The opinions expressed here are my own.

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Popular Posts

  • Individual Mandate Exempt-A-Palooza Reaches 32 Ways You can Opt Out of Obamacare
    32 Flavors of Obamacare Exemption Why do we even still have an individual mandate?  Can we end this sham, yet? If you have a pulse, you ca...
  • Reinsurance Fees—Possible Exemption for Certain Self-insured Plans
    The Affordable Care Act (ACA) creates a transitional reinsurance program to help stabilize premiums in the individual market for the first t...
  • IRS Confirms That Your "Opt-Out" or "Cash-in-Lieu" Program Must be Added to Employee Contributions
    On December 16th in Notice 2015-87 the IRS confirmed what we knew to be their most likely interpretation of employer "opt-out" or...
  • Post Windsor CA Tax Law Change for Registered Domestic Partners
    The below summary is excerpted from McDermott, Will and Emery :  The California state legislature recently enacted a law that may affect th...
  • On Armstrong & Getty on 3/13/14 Regarding The Latest Regulatory Pronouncements Completely Eviscerating the Individual Mandate
    I spent a few minutes on the air with Jack and Joe today to discuss of the most recent finalization of regulatory pronouncements that comple...
  • Eating full-fat and full-fat fermented dairy makes for better cardiovascular biomarkers than eating low-fat dairy in overweight adults
    From the  British Journal of Nutrition :  The association between consumption of full-fat dairy foods and CVD may depend partly on the natur...
  • HR Warning: ERISA’s Fiduciary Rules Apply to Welfare Benefit Plans Too
    This is from  Charles Humphrey :  Everyone focuses on 401(k) plans when we talk ERISA’s fiduciary rules. After all, what could be sexier tha...
  • BREAKING: Obama Administration Delays The Employer Mandate For a Second Time
       OBAMA ADMINISTRATION ANNOUNCES FURTHER DELAYS TO EMPLOYER MANDATE The Obama administration announced this afternoon that it wil...

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